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2021 is the year of the local church and divine recovery. We started last week and will continue for another 3 weeks in immersing ourselves in the Word of God concerning our debt freedom. We are going to see divine recovery in our lives. We are going to experience our freedom from the curse of debt. We are making a decision to stop living from paycheck to paycheck, making never-ending payments to lenders and being subject to them. If you are facing a small debt or a mountain of debt, then you need to know that there is no condemnation. If you are in a debt situation, then we need to get rid of all condemnation and go to a place of faith because you and I are on our way out.

We must get on the road to debt freedom and not stop until we get there. We must stop seeing ourselves as the borrower. Start seeing yourself as the lender, the giver, the blessed, as God’s distribution centre. It is God’s will for every one of us to live debt free lives. Jesus came to set us free from the spirit of debt and to no longer be slaves to any lender.

Jesus is our Jubilee

Luke 4:18-19 NKJV

“The Spirit of the Lord is upon Me,
Because He has anointed Me
To preach the gospel to the poor;
He has sent Me to heal the brokenhearted,
To proclaim liberty to the captives
And recovery of sight to the blind,
To set at liberty those who are oppressed;
19 To proclaim the acceptable year of the Lord.”

20 Then He closed the book, and gave it back to the attendant and sat down. And the eyes of all who were in the synagogue were fixed on Him. 21 And He began to say to them, “Today this Scripture is fulfilled in your hearing.”

To preach the acceptable year of the Lord – refers to the year of jubilee – the fiftieth year, when the trumpet was blown, and through the whole land proclamation was made of the liberty of Hebrew slaves, of the remission of debts, and of the restoration of possessions to their original families, Leviticus 25:8-13. We don’t have to wait for 50 years anymore. Jesus is now our Jubilee. He said, “Today, this scripture is fulfilled”. Your jubilee is today. Your debts can be cancelled today. Your possessions must be restored today.

Proverbs 22:7 NAS

The borrower becomes the lenders slave.

Our days of beings slaves to our lenders are over. Say…”I am lender not a borrower”. What is God’s Will? It is God’s will for you to be the lender and not the borrower.

Deuteronomy 28:12 AMPC

The Lord shall open to you His good treasury, the heavens, to give the rain of your land in its season and to bless all the work of your hands; and you shall lend to many nations, but you shall not borrow.

Romans 13:8 AMPC

Keep out of debt and owe no man anything, except to love one another…

Now, if God instructs us to keep out of debt and to owe no man anything, then surely it is possible because God will not ask us to do something that is impossible.

Word from the Lord through Kenneth Copeland at the West Coast Believers’ Convention, Monday, July 9, 2007

The manifestation of The Blessing is at an all-time high. You are approaching a “Blessing manifestation of glory” that is an explosion in ways and intensity that the human race has never seen before. The Blessing will surround you. The Blessing will incase you. You will learn to walk in the secret place of the Most High God, blessed in His Blessing, blessed in His glory, blessed in your comings, blessed in your goings and blessed in your pocketbook. All debt will have to get up and leave you the way leprosy left the lepers of old.

Debt is financial sickness. It is financial leprosy. It is an attempt to do with the natural world’s monies and abilities what I created The Blessing to do for you. Only, it is a burden and not a blessing. Debt is part of the curse.

If you will begin to confess the Word, you will be shocked and thrilled at how quickly you will have the glory arise and drive the debt out of your life. If you will bring your tithe to Me and spend time with Me, tithing that tithe to Me, I will teach you and I will train you and I will show you how to be debt free.  

I will bless you beyond your means. I will bless you beyond your income. I will bless you beyond your salaries. I will bless you beyond anything you have ever known before. I will show you things that you have never heard of before. You will take advantage of those things and be financially blessed. I will bring such a financial blessing upon you that you won’t have any idea where it came from. It has come to an explosive place.

I am ready, saith the Lord, if you will begin to confess it, walk in it and make it a priority in your life. Then, the glory will manifest in the midst and you will give Me praise. I will come and visit you and together, we will have a grand time.

God is going to bless you beyond your means. He is going to bless you beyond your income. He is going to bless you beyond your salaries. He is going to bless you beyond anything you have ever known before. He is going to show you things that you have never heard of before. You are going to take advantage of those things and be financially blessed. God is going to bring such a financial blessing upon you that you won’t have any idea where it came from. And when it comes you are going to be obedient to the plan. You are going to tithe first. You are going to ask God how much you must put towards the debt and how much must you sow in order to keep increasing your receiving. In order to increase your receiving, you have to go to a higher level of giving. This is a spiritual law, and a critical step you need to take if you want to live a debt-free life. In the natural, spending more money won’t work. But with God, you can give your way out of debt! Debt consolidation doesn’t work. It’s the worlds way. God’s way is to sow your way out of debt. I’m not selling fat cake and mince. Many people make the huge mistake of discontinuing their tithing and sowing when trying to get out of debt. It seems like the “logical” thing to do. But debt freedom is dependent upon staying in a continual state of sowing and reaping.

Examples of Miracles of Debt Cancellation 

2 Kings 6:5-6 NKJV

But as one was cutting down a tree, the iron ax head fell into the water; and he cried out and said, “Alas, master! For it was borrowed.” 6 So the man of God said, “Where did it fall?” And he showed him the place. So he cut off a stick, and threw it in there; and he made the iron float.

God delivered this man from his debt. The axe which he was using was borrowed and did not belong to him. The axe head fell into the water, but God released His supernatural power, an anointing for debt release and caused the iron axe head to float. This man was set free from becoming a slave to the person who loaned him the axe. And God can do the same for you. As you step out in faith, taking Him at His Word, believing His promises, He will release His anointing for debt cancellation to deliver you from any debt that stands before you, whether it’s a small debt or a mountain of debt. God is no respecter of persons. If He did it for this man, He will do it for you.

2 Kings 4:1-7 NKJV

A certain woman of the wives of the sons of the prophets cried out to Elisha, saying, “Your servant my husband is dead, and you know that your servant feared the Lord. And the creditor is coming to take my two sons to be his slaves.”

When you are in debt, all you do is cry all the time. The man with the axe head cried. The woman with her two sons cried. This man was a prophet, a man of God. He died and left his wife and two sons in so much debt and they almost became slaves if it wasn’t for this miracle of debt cancellation. 

2 So Elisha said to her, “What shall I do for you? Tell me, what do you have in the house?” And she said, “Your maidservant has nothing in the house but a jar of oil.” 3 Then he said, “Go, borrow vessels from everywhere, from all your neighbors—empty vessels; do not gather just a few. 4 And when you have come in, you shall shut the door behind you and your sons; then pour it into all those vessels, and set aside the full ones.” 5 So she went from him and shut the door behind her and her sons, who brought the vessels to her; and she poured it out.

This was supernatural. The more she poured out, the more the oil came. That was God’s supernatural provision at work in her life. And that is what you must expect. Supernatural provision to show up to pay up those debts.

6 Now it came to pass, when the vessels were full, that she said to her son, “Bring me another vessel.” And he said to her, “There is not another vessel.” So the oil ceased. 7 Then she came and told the man of God. And he said, “Go, sell the oil and pay your debt; and you and your sons live on the rest.”

Can you see how your miracle of debt cancellation is connected to your man of God. When he prays for you and you follow his directive, you will see miracles in your life. God delivered this woman out of debt. Her sons were set free from becoming slaves to their creditors. Our God is a debt-cancelling God. God is no respecter of persons. If He did it for this woman, He will do it for you.

But notice the order: pay your debt and then live on the rest.

Stop making debt and work with God to get you out of what you in now. When you are in a hole, quit digging. When you are in debt, quit making more debt. You can’t be extravagant when you trying to come out of debt.

Proverbs 27:23 NKJV

Be diligent to know the state of your flocks.

Be diligent and get to know what’s going on. Don’t bury your head in the sand. Work with a budget. See where your money is going and assess each thing that you are paying and spending. Cheaper insurance, life policies, cut down on your spending and see where you can pay less. Check your credit score. Begin to create more cash flow. The enemy doesn’t mind you getting increase as long as that increase goes toward paying the interest on your debt. Debt is your enemy. Interest is your enemy. They are not your friend.

New Testament Example

Matthew 18:21-35 NKJV

21 Then Peter came to Him and said, “Lord, how often shall my brother sin against me, and I forgive him? Up to seven times?” 22 Jesus said to him, “I do not say to you, up to seven times, but up to seventy times seven. 23 Therefore the kingdom of heaven is like a certain king who wanted to settle accounts with his servants. 24 And when he had begun to settle accounts, one was brought to him who owed him ten thousand talents. 25 But as he was not able to pay, his master commanded that he be sold, with his wife and children and all that he had, and that payment be made. 26 The servant therefore fell down before him, saying, ‘Master, have patience with me, and I will pay you all.’ 27 Then the master of that servant was moved with compassion, released him, and forgave him the debt. 28 “But that servant went out and found one of his fellow servants who owed him a hundred denarii; and he laid hands on him and took him by the throat, saying, ‘Pay me what you owe!’ 29 So his fellow servant fell down at his feet and begged him, saying, ‘Have patience with me, and I will pay you all.’ 30 And he would not, but went and threw him into prison till he should pay the debt.

This man was just forgiven of so much debt and yet he couldn’t forgive a fellow man who owed him.

31 So when his fellow servants saw what had been done, they were very grieved, and came and told their master all that had been done. 32 Then his master, after he had called him, said to him, ‘You wicked servant! I forgave you all that debt because you begged me. 33 Should you not also have had compassion on your fellow servant, just as I had pity on you?’  34 And his master was angry, and delivered him to the torturers until he should pay all that was due to him.

Another name for debt collectors are torturers, tormentors.

35 “So My heavenly Father also will do to you if each of you, from his heart, does not forgive his brother his trespasses.”

Some people who owe you are sometimes not able to pay you back. Forgive them of that debt. Stop grabbing them by the throat and hounding them. You haven’t lost it. Release it and sow it as a seed and claim a hundredfold return on that seed sown. When you release the debts of those who owe you, God will supernaturally release you from your debt.

  1. Make a Quality Decision

Like any spiritual victory, becoming debt free begins with a decision. Being born again and receiving Jesus as Lord and Savior is a decision. Walking in the light of His truth and following righteousness is a decision. Forgiving and loving others is a decision. Likewise, becoming debt free is also a decision. It may not seem like it’s in your control to even make that decision. It may seem like money is the one calling the shots. But that’s just a lie of the devil. YOU have dominion—you have control by the authority and grace of God. Now, it’s up to you to make a quality decision to live debt free for the rest of your life. You are only one decision away from your debt freedom. To live debt free, you must come to a place where you see God as your Source—not people. Meditate on continually and say repeatedly—“God is my Source.” Let this become so real in your spirit that you no longer think of your income, your job, your bank account or a loan as your source. God is your Source. His will for you is debt freedom—settle that in your heart today, and let Him be your one and only Source, your Master Financier. He will get money to you.We are pressing towards debt freedom. We are forgetting the past, the mistakes, the judgements against you, that which we lost and we are pressing towards debt freedom. You’ve experienced enough days of affliction and misery, its now time for days of gladness. You’ve had enough years of seeing evil and slavery, the rest of your years will now be years of good and pleasure. I want us to pray and release every person who has hurt us. It can also be an institution. If people owe you, release them today and sow that debt as a seed.

Turn your hurts into harvests Prayer!

Father, in the name of Jesus, right now I sow as seed in the Kingdom of God every hurt, every bad feeling, every theft, and every evil thing any person has ever done or said to me, my family, business or ministry.  

I release every person who has ever hurt me, and I forgive them now. I lift each one of them up to You and I pray for those people. I pray Father, that they’ll come into a greater knowledge of You. I pray that their spirit be saved on the Day of the Lord.

Now I declare before You, My God in heaven, that I expect a reward. I believe Your Word and by faith I set my sickle to my harvest. I believe I receive a hundredfold return for every wrong deed done to me, every unkind word spoken to me and every cent stolen from me. I expect to receive a blessing of equal benefit. I claim it. It’s mine and I have it now in Jesus’ mighty Name. Amen

Lester Holland